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Specialist Property Finance

Buy to Let Mortgages Liverpool

Looking for Buy to Let Mortgages in Liverpool? Then look no further.

Quote line: 07825 812999

Bridging Loan
Rates and costs

We have whole of the market access allowing us to find our customers the best possible deal.

Monthly interest rates from
0.55% per month
for loans under £1 million
0.49% per month
for loans over £1 million

Buy to Let Mortgages in Liverpool

Liverpool consistently ranks among the UK's strongest buy-to-let yield locations, thanks to low entry prices relative to rents and a tenant base spanning students, young professionals and long-term renters across its Victorian terraced stock. We help landlords across Liverpool, from those buying their first rental property to experienced investors adding to an established portfolio, secure a buy-to-let mortgage suited to the local market.

Our Buy to Let team has access to whole of market lending, so whatever type of property you're financing in Liverpool, we'll work to find the most competitive rate available to you.

Buy-to-Let

We provide expert advice whether you are an experienced investor adding to your portfolio, starting out with your first BTL or possibly a consumer landlord who has maybe inherited property.

We have a team of qualified, friendly and experienced mortgage advisers who will find you the best deal from our panel of lenders. Identifying the best BTL mortgage is often not as straightforward as a normal mortgage.

Arrangement costs and conveyancing fees can also be higher with BTL, our experienced team will steer you through the process to ensure you get the best possible deal, that's what we are here for!

House in Multiple Occupation (HMO)

House in Multiple Occupation (HMO) is a property rented out by multiple people who are not from 1 "household" but share facilities such as the bathroom and kitchen. Dependent on whether the property is licensed or not will determine the lenders that can be approached to help fund your requirements.

Portfolio

We provide expert advice for the acquisition, re-structure and re-finance of complex property portfolio structures with many of our clients owning properties running into the hundreds of units.

Todays Prices Today

We have access to whole of the market lending through our in house computer system linked to the majority of UK Lenders.

In a turbulent market of uncertainty you need to make sure the prices we quote for your buy to let product are up to date.

Buy to Let Mortgages – Frequently Asked Questions

Do you help first-time landlords as well as experienced investors?

Yes. We help landlords at every stage, from a first buy-to-let purchase through to restructuring and refinancing portfolios running into the hundreds of units.

What's the difference between a standard buy-to-let and an HMO mortgage?

An HMO (House in Multiple Occupation) is let to multiple unrelated tenants sharing facilities, which most standard buy-to-let lenders won't fund — it needs a specialist HMO mortgage instead, which we also arrange.

Do you have access to the whole mortgage market?

Yes, our Buy to Let team has whole-of-market lending access through our in-house system linked to the majority of UK lenders.

Can you help with vulnerable tenant or social housing lets?

Yes. Standard buy-to-let mortgage terms usually don't permit letting to vulnerable tenants, so we arrange separate Social Housing & Vulnerable Tenant mortgages that are fit for purpose.

Is a buy-to-let mortgage regulated by the FCA?

Most buy-to-let mortgages arranged for business purposes are unregulated. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only.

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