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Bridging Finance

Chain Break Bridging Loans

Don't let someone else's sale falling through cost you your onward purchase — a chain break bridging loan keeps your move on track.

Bridging Loan
Rates and costs

We have whole of the market access allowing us to find our customers the best possible deal.

Monthly interest rates from
0.55% per month
for loans under £1 million
0.49% per month
for loans over £1 million

Keep Your Purchase Moving When a Chain Breaks

Property chains can collapse for all sorts of reasons that have nothing to do with you — a buyer further down the chain pulls out, a survey uncovers an issue, or financing falls through elsewhere. When that happens, a chain break bridging loan lets you complete on your onward purchase without waiting for your own sale to catch up.

We understand chain breaks happen at short notice, so we prioritise these applications to get funds in place as quickly as the situation demands.

Why a Chain Break Bridge Helps

Protect Your Onward Purchase

Complete on the property you want without losing it because someone else's sale collapsed.

Fast Turnaround

We know chain breaks often happen close to completion dates, and we move quickly to match.

Flexible Exit

Repay the bridge once your original sale completes, whether that's weeks or months later.

Chain Break Bridging Loans – Frequently Asked Questions

What is a chain break bridging loan?

A short-term loan that lets you complete a purchase when your own sale has fallen through or been delayed, so you don't lose the property you're buying.

How is a chain break bridge repaid?

Usually from the proceeds of your original sale once it completes, whether that's weeks or months later.

Can you arrange chain break finance on a home I'll live in?

No. We arrange chain break bridging for investment, commercial and semi-commercial purchases only. If the property is or will be your or your family's home, the loan would be regulated, which we don't arrange.

Is chain break bridging finance regulated by the FCA?

No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only. We never lend against a property that is or will become the borrower's or their family's home.

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