Living or based overseas doesn't have to complicate UK property finance — we work with lenders experienced in foreign national and expat bridging.
We have whole of the market access allowing us to find our customers the best possible deal.
Buying, refinancing or releasing equity from UK property while based overseas brings extra considerations — from proving income in a different currency to satisfying identity and source-of-funds checks from abroad. We work with bridging lenders who regularly deal with foreign national and expat applications and understand how to structure these cases properly.
This includes British expats living abroad, as well as foreign nationals investing in UK property for the first time.
Lenders on our panel are experienced in assessing income earned and held outside the UK.
Applications can typically be progressed with minimal need to be in the UK in person.
We help prepare the documentation overseas lenders and their compliance teams will expect to see.
Yes. We work with lenders who regularly lend to foreign nationals investing in UK property, including first-time UK investors.
Yes. Expats can use bridging finance to buy, refinance or release equity from UK investment property.
Usually not. Applications can typically progress with minimal need to be in the UK in person.
Expect identity and source-of-funds checks, and evidence of income earned or held outside the UK. We help prepare the documents lenders' compliance teams will expect.
No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only. We never lend against a property that is or will become the borrower's or their family's home.
