Borrowing through a limited company or SPV? We work with lenders who understand corporate structures and can move at the pace your business needs.
We have whole of the market access allowing us to find our customers the best possible deal.
Many property investors and developers hold assets through a limited company or Special Purpose Vehicle (SPV) for tax and liability reasons. Bridging finance for these structures works differently to personal lending — lenders will look at the company's accounts, the directors' experience and personal guarantees, alongside the security property itself.
We regularly place lending for newly incorporated SPVs with no trading history, as well as established property companies with larger portfolios.
Lack of trading history isn't necessarily a barrier — many lenders are set up specifically for newly formed SPVs.
For companies with multiple properties, we can help structure lending across a portfolio rather than asset by asset.
Where the company is new, lenders will often look at the directors' personal property or business experience instead.
Yes. Many investors and developers hold property through a limited company or Special Purpose Vehicle, and bridging lenders regularly lend to them.
Yes. Lack of trading history isn't necessarily a barrier — lenders will often look at the directors' property or business experience instead.
Usually. Most lenders ask directors to provide personal guarantees alongside the security property when lending to a company or SPV.
No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only. We never lend against a property that is or will become the borrower's or their family's home.
