For investment and commercial property, unregulated bridging finance offers greater flexibility and typically a faster route to funds.
We have whole of the market access allowing us to find our customers the best possible deal.
Unregulated bridging loans are secured against property that isn't, and won't be, occupied by the borrower or their immediate family — think buy-to-let, HMO, commercial units, or land. Because they fall outside FCA regulation, lenders have more flexibility in how they structure and assess these loans, which often means a faster and more straightforward process.
This is the most common route for property investors, landlords and developers, who make up the majority of the bridging finance market.
A bridging loan secured on property that isn't, and won't be, occupied by the borrower or their immediate family — such as buy-to-let, HMO, commercial units or land. It falls outside FCA mortgage regulation.
Regulated bridging is secured on a home the borrower or their family lives in, or will live in. Unregulated bridging is for investment and commercial property, which gives lenders more flexibility and often means a faster process.
Mainly property investors, landlords, developers and businesses, who make up the majority of the UK bridging market.
No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only.
